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When applying for SSDI, you may come across a lot of information online. Some might be true; others might not. Here is what you will learn from this article:
It is not true that all claims are initially denied. However, a majority of them – about two-thirds are initially denied, but you can always appeal the decision and submit additional supporting documents to find a favorable answer.
This is a myth. SDD is a federal program, so the evaluation tends to be virtually the same across the board, regardless of whether you’re in one state or another.
Yes, there is an age for qualifying for Social Security disability. It ends at full retirement age. There comes a point when one wouldn’t file because one has reached a point where one can take their full retirement benefit, which would be at a higher rate than disability.
Whether you lose your benefits to work depends on the payment terms of the job. If your earnings stay under the limit set by Social Security for 2024, you may be able to keep your benefits. Social Security considers pre-tax earnings of $1,550 per month.
So, you can work up to that amount without disqualifying yourself. As long as you stay under that threshold, then the benefits should continue. In doing so, it’s important to document what your earnings are and make sure to hang on to things like pay stubs as proof.
Whether you get a fast approval or the process drags along doesn’t affect the benefits you will receive. The benefits are the same regardless of how long it takes for the claim to be approved.
The belief that younger applicants cannot get approved for Social Security Disability benefits is a myth. Approval depends entirely on the severity of the condition, not the applicant’s age.
It’s true that older applicants may find the process easier in some cases. The SSA has specific rules that account for factors like age, work history, education, and training, which can allow older individuals to qualify with less severe conditions. However, if the condition is severe enough to meet Social Security’s criteria, an applicant can be approved at any age, whether 18, 65, or
The Social Security Disability program is surrounded by myths and misinformation. For instance, some people believe that benefits are easily given to individuals struggling with drug addiction or obesity. However, the reality is that everyone who receives disability benefits goes through the same rigorous approval process.
Unfortunately, many individuals with qualifying conditions are unaware that they might be eligible for benefits. At the same time, there are cases where people attempt to abuse the system, which only adds to the misconceptions.
We work to address these misunderstandings early on, helping clients understand what lies ahead, what they’re asking for, and what they’ll need to do. This clarity not only makes the process less frustrating for us but also helps clients approach their case with realistic expectations and greater confidence.
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