Common Myths About Social Security Disability: A Disability Attorney Sets The Record Straight

When applying for SSDI, you may come across a lot of information online. Some might be true; others might not. Here is what you will learn from this article:

• Myths and truths about Social Security disability claims in North Carolina.
• The age limit for qualifying for Social Security Disability.
• Conditions that may cause you to lose your benefits.

Myth #1: All Social Security Disability Claims Are Initially Denied

It is not true that all claims are initially denied. However, a majority of them – about two-thirds are initially denied, but you can always appeal the decision and submit additional supporting documents to find a favorable answer.

Myth #2: It Is Harder To Get SSD In North Carolina Than In Other States

This is a myth. SSD is a federal program, so the evaluation tends to be virtually the same across the board, regardless of whether you’re in one state or another.

Myth #3: There Is No Age Limit For Qualifying For Social Security Disability

Yes, there are age limits for qualifying for Social Security disability. Adult disability begins at age 18. It essentially ends at Full Retirement Age. If you take retirement at Full Retirement Age the benefit would be at a higher amount than under disability.

Myth #4: You Will Lose Your SSD Benefits If You Try To Work Part-Time

You can work and earn up to $1,620 per month without disqualifying yourself. As long as you stay under that threshold, then the benefits should continue. In doing so, it’s important to document what your earnings are and make sure to hang on to things like pay stubs as proof. It is also essential that you continue to receive treatment to document your health challenges.

Attorney David H. Lund is a seasoned lawyer based in North Carolina, who has helped countless clients just like you navigate the intricacies of disability claims law. With over 20 years of experience, he is prepared to assist you in filing disability claims so that you can get financial support to continue seeking medical attention and go through life more smoothly.

Still have questions? Ready to get started? Contact Lund Law Firm today to schedule a free consultation.

Myth #5: A Fast Approval Process Means That You’ll Receive Lower Benefits

Whether you get a fast approval or the process drags you may still receive the same benefits in the end.

Myth #6: The Social Security Administration Doesn’t Typically Approve Claims From Younger Applicants

The belief that younger applicants cannot get approved for Social Security Disability benefits is a myth. Approval depends entirely on the severity of the condition, not the applicant’s age.

It’s true that older applicants may find the process easier in some cases. The SSA has specific rules that account for factors like age, work history, education, and training, which can allow older individuals to qualify with less severe conditions. However, if the condition is severe enough to meet Social Security’s criteria, an applicant can be approved at any age, whether 18 or 65.

How We Approach Cases Like Yours

The Social Security Disability program is surrounded by myths and misinformation. For instance, some people believe that benefits are easily given to individuals struggling with drug addiction or obesity. However, the reality is that everyone who receives disability benefits goes through the same rigorous approval process.

Unfortunately, many individuals with qualifying conditions are unaware that they might be eligible for benefits. At the same time, there are cases where people attempt to abuse the system, which only adds to the misconceptions.

We work to address these misunderstandings early on, helping clients understand what lies ahead, what they’re asking for, and what they’ll need to do. This clarity not only makes the process less frustrating for us but also helps clients approach their case with realistic expectations and greater confidence.

Still, Have Questions? Ready To Get Started?

For more information on A Disability Attorney Setting The Record Straight, a free consultation is your next best step. Get the information and legal answers you are seeking by calling (704) 412-4773 today.